Finance is concerned with the art and science of managing money. The finance discipline considers how business firms raise, spend, and invest money and how individuals divide their limited financial resources to achieve personal and family goals. This degree is ideal for students who are interested in running a business, reviewing financial statements, preparing budgets, analyzing securities, investing money, advising clients on their personal financial matters, and planning for cash flows in an uncertain future. Some finance professionals do all of the above in smaller organizations, while others working for larger organizations may specialize in only one or two areas.